It's unsure how interest rates will move at any given time, but your lender may estimate where interest rates are headed. If interest rates are expected to be volatile in the near future, considering locking your interest rate may be good because it allows you to qualify for the loan. Or, if your budget could handle a higher loan payment, or lender's lock fees, you may want to let interest rates "float" until the loan closing.
We've been helping customers since 2008 afford the home of their dreams, one client at a time and we love what we do. We stand by our client for life philosophy.
Company NMLS: 75239
1st Pacific Capital strives to ensure that its services are accessible to people with disabilities. 1st Pacific Capital has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
1st Pacific Capital makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows 1stpacificcapital.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
1st Pacific Capital accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
1st Pacific Capital continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on 1st Pacific Capital website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
If you are experiencing difficulty with any content on 1st Pacific Capital website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: firstname.lastname@example.org